terms of service

These Terms of Service (“Terms,” “Agreement”) constitute a legally binding agreement between you (“you,” “your,” or “User”) and gmoney, g.money, and all affiliated entities, brands, projects, and individuals associated therewith (collectively, “we,” “us,” “our,” or the “Operator”). These Terms govern your access to and use of this website, all associated subdomains, applications, newsletters, social media channels, content, services, and any other digital properties operated by us (collectively, the “Site”).

BY ACCESSING OR USING THE SITE IN ANY MANNER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS IN THEIR ENTIRETY. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU MUST IMMEDIATELY CEASE ALL USE OF THE SITE. YOUR CONTINUED USE CONSTITUTES IRREVOCABLE ACCEPTANCE.

By accessing or using the Site, you represent and warrant that: (a) you are at least 18 years of age or the age of majority in your jurisdiction, whichever is greater; (b) you have the legal capacity to enter into this Agreement; (c) you are not prohibited from using the Site under any applicable law; and (d) you will comply with all applicable local, state, national, and international laws and regulations.

If you are using the Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and the terms “you” and “your” shall refer to both you individually and the organization.

We reserve the absolute and unconditional right to modify, amend, update, supplement, or replace these Terms at any time, in our sole and unfettered discretion, without prior notice to you. Changes take effect immediately upon posting to the Site. We have no obligation to notify you of any changes, and it is your sole responsibility to review these Terms periodically.

Your continued use of the Site after any modification constitutes your binding acceptance of the modified Terms. If you do not agree with any modification, your sole and exclusive remedy is to immediately stop using the Site.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes, subject to these Terms. This license does not include any right to: (a) modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content, information, software, products, or services obtained from the Site; (b) use any data mining, robots, scraping, or similar data gathering methods; (c) use the Site for any commercial purpose without our prior written consent; or (d) circumvent, disable, or interfere with any security features of the Site.

We reserve the right to restrict, suspend, or terminate your access to the Site at any time, for any reason or no reason, with or without notice, and without liability.

You agree not to use the Site to:

• Violate any applicable law, regulation, or third-party rights
• Transmit any harmful, threatening, abusive, defamatory, obscene, or objectionable material
• Impersonate any person or entity or misrepresent your affiliation
• Interfere with or disrupt the Site or its servers or networks
• Attempt to gain unauthorized access to any portion of the Site or its systems
• Use automated systems, bots, or scripts to access the Site without permission
• Collect or harvest any personally identifiable information from the Site
• Use the Site to send unsolicited communications or spam
• Engage in any activity that could damage, overburden, or impair the Site
• Reverse engineer, decompile, or disassemble any aspect of the Site
• Use the Site in any manner that we, in our sole discretion, deem inappropriate

We shall be the sole arbiter of what constitutes a violation of this policy. Violations may result in immediate termination of access without notice or liability.

All content, materials, features, and functionality on the Site, including but not limited to text, graphics, logos, icons, images, audio, video, data compilations, software, designs, trade names, trademarks, service marks, and the overall look and feel of the Site (collectively, “Content”), are the exclusive property of the Operator or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

The gmoney name, logo, brand identity, and all related names, logos, product and service names, designs, and slogans are trademarks of the Operator. You may not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on the Site are the trademarks of their respective owners.

No right, title, or interest in or to the Site or any Content is transferred to you by these Terms or your use of the Site. All rights not expressly granted herein are reserved by the Operator. Any unauthorized use of Content may violate copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

By submitting, posting, uploading, or otherwise providing any content, data, information, feedback, suggestions, ideas, or materials to or through the Site (collectively, “User Content”), including but not limited to newsletter sign-ups, form submissions, comments, messages, or any other communication, you hereby grant the Operator an irrevocable, perpetual, non-exclusive, royalty-free, fully paid-up, worldwide, transferable, sublicensable (through multiple tiers) license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, display, and otherwise exploit such User Content in any form, medium, or technology now known or hereafter developed, for any purpose whatsoever, without compensation, attribution, or notice to you.

You represent and warrant that: (a) you own or have sufficient rights to grant the foregoing license; (b) your User Content does not violate any third-party rights; and (c) you waive any moral rights or similar rights in your User Content to the fullest extent permitted by law.

We have no obligation to monitor, review, store, or maintain any User Content and may remove or refuse any User Content at any time for any reason without notice or liability.

By subscribing to “The Early Signal” newsletter or any other communications, you consent to receive emails, notifications, and other communications from us. You acknowledge that:

• Newsletter content is provided for informational and entertainment purposes only
• Nothing in the newsletter constitutes financial, investment, legal, tax, or professional advice
• Any opinions, trade ideas, market observations, or other commentary are solely the personal views of the author and should not be relied upon for any purpose
• Past performance, predictions, and observations do not guarantee future results
• You are solely responsible for any decisions made based on newsletter content
• We may use third-party platforms (including Beehiiv) to deliver communications, and your information will be subject to their terms and privacy policies

All content on the Site, including newsletter content, blog posts, social media posts, articles, opinions, trade ideas, market commentary, investment observations, and any other materials (collectively, “Site Content”), is provided strictly for general informational and entertainment purposes only.

SITE CONTENT DOES NOT CONSTITUTE AND SHALL NOT BE CONSTRUED AS FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, LEGAL ADVICE, TAX ADVICE, OR ANY OTHER FORM OF PROFESSIONAL ADVICE OR RECOMMENDATION. YOU SHOULD CONSULT QUALIFIED PROFESSIONALS BEFORE MAKING ANY FINANCIAL, INVESTMENT, OR LEGAL DECISIONS.

We do not guarantee the accuracy, completeness, timeliness, reliability, suitability, or availability of any Site Content. Any reliance you place on Site Content is strictly at your own risk. We shall not be responsible or liable for any loss, damage, or harm resulting from your use of or reliance on Site Content, including but not limited to financial losses from trading or investment decisions.

References to specific assets, securities, cryptocurrencies, tokens, NFTs, or other financial instruments are not endorsements or recommendations. The Operator may hold positions in assets discussed on the Site and has no obligation to disclose holdings or conflicts of interest.

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, SERVICES, AND PRODUCTS AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS, WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE OPERATOR EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, SECURITY, COMPATIBILITY, AND FREEDOM FROM COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS.

The Operator does not warrant that: (a) the Site will be available, uninterrupted, timely, secure, or error-free; (b) the results obtained from the Site will be accurate or reliable; (c) any defects or errors will be corrected; (d) the Site or its servers are free of viruses or harmful components; or (e) any content or information obtained through the Site will meet your expectations or requirements.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE OPERATOR, ITS OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, ASSIGNS, LICENSORS, SERVICE PROVIDERS, CONTRACTORS, OR ANY RELATED PARTIES (COLLECTIVELY, THE “PROTECTED PARTIES”) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, goodwill, or business opportunities
• Financial losses from trading, investing, or other financial decisions
• Personal injury or property damage
• Loss of use, interruption of business, or cost of substitute services
• Any unauthorized access to, alteration of, or loss of your data
• Any bugs, viruses, or other harmful code transmitted through the Site
• Any errors, inaccuracies, or omissions in any content
• Any other matter relating to the Site or these Terms

THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF THE PROTECTED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In jurisdictions that do not allow the exclusion or limitation of certain damages, the Protected Parties’ liability shall be limited to the maximum extent permitted by law. In no event shall the total aggregate liability of the Protected Parties for all claims arising out of or related to the Site or these Terms exceed the greater of: (a) one hundred U.S. dollars ($100.00); or (b) the total amount you have paid to us in the twelve (12) months preceding the event giving rise to the claim.

You agree to defend, indemnify, and hold harmless the Protected Parties from and against any and all claims, damages, obligations, losses, liabilities, costs, expenses, and fees (including reasonable attorneys’ fees and costs) arising from or related to:

• Your access to or use of the Site
• Your violation of these Terms or any applicable law
• Your violation of any third-party rights, including intellectual property rights
• Any User Content you submit or transmit through the Site
• Any activity conducted through your account or device
• Any decision or action you take based on content from the Site
• Any misrepresentation made by you
• Any dispute between you and any third party arising from your use of the Site

This indemnification obligation shall survive the termination of these Terms and your use of the Site. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

Any dispute, controversy, or claim arising out of or relating to these Terms, the Site, or any content or services provided through the Site (each, a “Dispute”) shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules then in effect. The arbitration shall be conducted by a single arbitrator selected in accordance with the AAA rules.

The arbitration shall be held in Miami-Dade County, Florida, United States, or at such other location as the arbitrator may determine. The language of the arbitration shall be English. The arbitrator’s decision shall be final, binding, and non-appealable, and judgment on the award may be entered in any court of competent jurisdiction.

Each party shall bear its own costs and expenses in connection with the arbitration, including attorneys’ fees, except that the prevailing party may be entitled to recover reasonable attorneys’ fees and costs from the non-prevailing party at the arbitrator’s discretion.

Notwithstanding the foregoing, we reserve the right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of our intellectual property rights, copyrights, trademarks, trade secrets, patents, or other proprietary rights.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AND THE OPERATOR EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER REPRESENTATIVE PROCEEDING.

All Disputes must be resolved on an individual basis only. You may not bring any Dispute as a plaintiff or class member in any class, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims, preside over any form of a representative or class proceeding, or award class-wide relief.

If this class action waiver is found to be unenforceable, then the entirety of this arbitration provision shall be null and void, and the Dispute shall be decided by a court of competent jurisdiction in Miami-Dade County, Florida.

These Terms and any Disputes shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of laws principles. To the extent any Dispute is not subject to arbitration, you irrevocably consent to the exclusive jurisdiction and venue of the state and federal courts located in Miami-Dade County, Florida, and waive any objection to jurisdiction, venue, or inconvenient forum.

You agree that any cause of action arising out of or related to the Site or these Terms must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action is permanently barred.

The Site may contain links to third-party websites, services, applications, or resources that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, practices, availability, or security of any third-party sites or services. The inclusion of any link does not imply endorsement, approval, or affiliation.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any third-party content, goods, or services available through linked sites.

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site shall immediately cease.

All provisions of these Terms which by their nature should survive termination shall survive termination, including without limitation: intellectual property provisions, warranty disclaimers, indemnification, limitation of liability, arbitration, class action waiver, and governing law.

We reserve the right to modify, suspend, or discontinue the Site (or any part thereof) at any time, temporarily or permanently, with or without notice, and without liability to you or any third party.

You acknowledge and agree that your use of the Site, including any reliance on Site Content, involves inherent risks. Without limiting the generality of the foregoing, you acknowledge that:

• Financial markets, cryptocurrencies, and digital assets are inherently volatile and risky
• Any trading, investment, or financial information on the Site is for informational purposes only and is not a recommendation
• You may lose some or all of your investment by following or relying on content from the Site
• The Operator is not a registered investment advisor, broker-dealer, or financial planner
• You assume full responsibility for all risks associated with your use of the Site and any actions taken based on its content

We shall not be liable for any failure or delay in performing our obligations under these Terms caused by circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, war, terrorism, riots, government actions, power failures, internet disruptions, cyberattacks, or any other force majeure event.

You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. We may freely assign, transfer, or delegate our rights and obligations under these Terms without restriction and without notice to you.

No waiver by us of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent, or if modification is not possible, shall be severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect.

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Site, constitute the entire agreement between you and us regarding your use of the Site and supersede all prior or contemporaneous communications, proposals, representations, and agreements, whether oral or written, relating to the subject matter hereof.

These Terms are for the sole benefit of you and us and do not confer any rights on any third party, except that the Protected Parties are intended third-party beneficiaries of the indemnification, limitation of liability, and disclaimer provisions herein.

For questions regarding these Terms, you may contact us through the channels provided on the Site. We are under no obligation to respond to inquiries within any specific time frame unless required by applicable law.